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CREDIT IMPAIRED LOAN

This loan is designed to assist those borrowers with a poor credit history. By refinancing and consolidating your debts you may be able to minimise your repayments, settle debts in default and eventually clean up your credit rating. The level of impairment can range from arrears to bankruptcy with interest rates determined by level of credit impairment and LVR

Applicant type	Individuals, Companies, Trusts.
Employment requirements	P.A.Y.G. is O.K. Self-employed must be for one year
Income: required proofs	Payslips, group certificates or employer letter. Self-employed, two years tax returns.
Loan amounts minimum & maximum	$30k to $2 mil
Purpose	Owner-Occupied, or Investment
LVR	95% or 90% for low doc
Coded, non-coded, or either	Either
Credit related issues	Major credit impairment is O.K.
Variable, fixed or both	Variable only
P&I, I/O, or both	Both
Residency Status	Citizens and permanent residents
Comments, special conditions
Approximate rate	Call us for the best rate