Non-Conforming Loans
Can't get a loan through no fault of your own?
National Home Loans specialises in Non-Conforming WHOLESALE rates.If you are a Home Owner or Home Buyer we deliver WHOLESALE rates directly to YOU, the Customer !
Few loans are too difficult for the experienced lenders at National Home Loans! If you have been refused finance and own a property, have a deposit and been turned down for a home loan or if your current finance provider has a limited number of products National Home Loans may be able to help.
With a fast approval process, a dedicated lending team and access to over 20 specialist lenders, you can rest assured we will find the best loan for you.
When we assess your information at Easy-Loans, we introduce you to the non-conforming lender that best suits your situation.
Below is a brief list of the best rates we can offer in the following categories.
| Wholesale Loans |
Interest Rate |
Comparison Rate |
Standard Variable |
7.08% |
7.09% |
3 Year Fixed |
7.18% |
7.73% |
Pro Pack |
6.98% |
6.99% |
Slight Credit Impaired |
7.29% |
7.32% |
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* Comparison rates above are based on a home loan of $250,000 for 30 years. Fees and charges may be payable. A comparison rate schedule is available from National Home Loans.
* WARNING: This Comparison Rate applies to the given example. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and costs savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan.
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We can help:
•Short term self-employed
•Self-employed without 2 years of profitable trading history/incomplete taxation returns
•Unpaid or paid Defaults, Judgments, Warrants or Writs on your credit file (Bad Credit)
•Currently or recently discharged bankrupt
•Unusual deposit source- no genuine savings history
•Irregular employment history, including contract, seasonal, part time, casual or temporary work
•Receive part of your income as 'cash' money
•Recently arrived in Australia or a non-resident
•Employed for a short period of time
•Pensioner or reliant on centre-link income
•Large number of debts to consolidate
At National Home Loans we focus on how we CAN help you.
Call us or Apply Now and discover the new way to a better easy secured loan.
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