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Need a NEW START with your finances?

National Home Loans has a number of "New Start" solutions that allow us to provide you with the best options available to clean up your credit rating. By refinancing and consolidating your debts you may be able to minimise your interest payments, settle debts in default and eventually clean up your credit rating.

Following a brief period with a non-conforming lender (providing you maintain a good repayment history) you will be able to refinance back to the standard mortgage market. The length of time for this to occur depends on the extent of your credit impairment. Most clients refinance within 18 months.

National Home Loans specialises in the non-conforming loans market. With a fast approval process, a dedicated lending team and access to over 20 specialist lenders, you can rest assured we will find the best loan for you.

Interest Rates are determined by both level of credit impairment and LVR (loan to value ratio).